Long-Term Care

The SHINE (Serving Health Insurance Needs of Elders) Program is committed to providing counseling and assistance regarding long-term care planning and insurance options. The following resources and Internet links are provided to aid you in the decision-making process concerning your risk of needing long-term care, financial considerations, and long-term care insurance benefits to consider. If you have questions about this information or long-term care planning, please feel free to call a SHINE Counselor by contacting the Elder Helpline at 1-800-96 ELDER (1-800-963-5337).

LONG-TERM CARE INSURANCE SELF-ASSESSMENT GUIDE (PDF 106KB)
A guide to review home care options, considering your assets, and a table to help you figure the cost of long-term care insurance.

LONG-TERM CARE & OTHER OPTIONS FOR SENIORS (PDF 7MB))
Outside Link. A Department of Financial Services consumers guide explaining long-term care, long-term care insurance, things to consider before you buy, types of plans, a comparison checklist, and contact information.

A SHOPPER’S GUIDE TO LONG-TERM CARE INSURANCE
The National Association of Insurance Commissioners (NAIC) guide to help you understand long-term care and the insurance options that can help you pay for long-term care services. An excellent resource for anyone. A copy may be obtained by calling the Department of Financial Services at 1-800-342-2762.

FLORIDA AFFORDABLE ASSISTED LIVING
Outside Link. A Web site created for the consumer, operator, and developer alike. Access information regarding affordable assisted living residences within the health care, long-term care and aging networks.

FLORIDA LONG-TERM CARE OMBUDSMAN
Outside Link. Florida's Long-Term Care Ombudsman Program is a volunteer-based organization seeking to improve the quality of life of frail, vulnerable elders who live in long-term care settings, including nursing homes, assisted living facilities and adult family care homes. Their mission is to protect the human and civil rights of residents while ensuring their health, safety and dignity.